Effective Date: September 25, 2025
Last Updated: September 25, 2025
Introduction
LV Quick Loans (“we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website or apply for our loan services in Las Vegas, Nevada, and surrounding areas.
By using our website or services, you consent to the practices described in this Privacy Policy. Please read this policy carefully to understand how we handle your personal information.
Information We Collect
Personal Information You Provide
When you apply for a loan or use our services, we may collect:
- Contact Information: Name, address, phone number, email address
- Financial Information: Income details, employment information, bank account details, Social Security number
- Identification Information: Driver’s license number, state ID, date of birth
- Loan Information: Loan amount requested, purpose of loan, repayment preferences
- Device Information: IP address, browser type, operating system, device identifiers
Information Collected Automatically
When you visit our website, we automatically collect:
- Usage Data: Pages visited, time spent on site, click patterns, referral sources
- Technical Data: Browser information, device type, screen resolution, connection speed
- Location Data: General geographic location based on IP address
- Cookies and Tracking: Information stored through cookies, web beacons, and similar technologies
How We Use Your Information
We use your personal information for the following purposes:
Loan Processing and Services
- Process and evaluate your loan application
- Verify your identity and financial information
- Communicate about your loan status and account
- Provide customer support and assistance
- Comply with lending regulations and legal requirements
Business Operations
- Improve our website functionality and user experience
- Analyze usage patterns and site performance
- Develop new products and services
- Conduct quality assurance and training
- Maintain security and prevent fraud
Marketing and Communications
- Send promotional materials and loan offers (with your consent)
- Provide updates about our services and company news
- Respond to your inquiries and requests
- Conduct customer satisfaction surveys
Information Sharing and Disclosure
With Loan Partners and Lenders
We may share your information with:
- Licensed lenders in our network to process your loan application
- Third-party loan servicers who may fund or service your loan
- Credit reporting agencies and verification services
- Financial institutions for payment processing
With Service Providers
We share information with trusted third parties who assist our business operations:
- Technology providers for website hosting and maintenance
- Payment processors for secure transaction handling
- Customer service providers for support operations
- Marketing service providers for promotional activities
- Legal and professional service providers
For Legal and Safety Reasons
We may disclose information when required by law or to protect our rights:
- Compliance with court orders, subpoenas, or legal processes
- Protection against fraud, illegal activities, or security threats
- Enforcement of our terms of service and loan agreements
- Protection of the rights and safety of our customers and employees
Business Transfers
If LV Quick Loans is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction, subject to confidentiality agreements.
Data Security and Protection
Security Measures
We implement comprehensive security measures to protect your personal information:
- Encryption: All sensitive data is encrypted using industry-standard 256-bit SSL encryption
- Secure Storage: Personal information is stored on secure servers with restricted access
- Access Controls: Employee access to customer data is limited and monitored
- Regular Audits: We conduct regular security assessments and updates
- Compliance: We follow industry best practices and regulatory requirements
Data Retention
We retain your personal information for as long as necessary to:
- Fulfill the purposes outlined in this Privacy Policy
- Comply with legal and regulatory requirements
- Resolve disputes and enforce our agreements
- Maintain business records as required by law
Personal information is securely deleted or anonymized when no longer needed.
Your Privacy Rights
Nevada Residents
Under Nevada law, you have the right to:
- Request information about what personal data we collect and how it’s used
- Opt out of the sale of your personal information to third parties
- Request correction of inaccurate personal information
- Request deletion of personal information in certain circumstances
General Rights
All customers have the right to:
- Access the personal information we have about you
- Request corrections to inaccurate information
- Opt out of marketing communications
- Request information about our data sharing practices
- File complaints about our privacy practices
Cookies and Tracking Technologies
Types of Cookies We Use
- Essential Cookies: Required for basic website functionality and security
- Performance Cookies: Help us understand how visitors use our website
- Functionality Cookies: Remember your preferences and settings
- Marketing Cookies: Used to deliver relevant advertisements and track campaign effectiveness
Managing Cookies
You can control cookies through your browser settings:
- Block all cookies (may affect website functionality)
- Delete existing cookies from your device
- Set preferences for different types of cookies
- Receive notifications when cookies are set
Third-Party Tracking
Our website may contain links to third-party websites and services that have their own privacy policies. We are not responsible for the privacy practices of these external sites.
Children’s Privacy
LV Quick Loans does not knowingly collect personal information from children under 18 years of age. Our services are intended for adults only. If we become aware that we have collected information from a child under 18, we will delete that information immediately.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When we make material changes, we will:
- Post the updated policy on our website with a new effective date
- Notify customers via email if we have your email address
- Provide prominent notice on our website for significant changes
Your continued use of our services after changes take effect constitutes acceptance of the updated Privacy Policy.
Contact Information
If you have questions, concerns, or complaints about this Privacy Policy or our privacy practices, please contact us by email [email protected].
Regulatory Information
LV Quick Loans is licensed by the Nevada Financial Institutions Division and complies with all applicable state and federal privacy and lending regulations, including:
- Nevada Revised Statutes (NRS) Chapter 604A
- Fair Credit Reporting Act (FCRA)
- Gramm-Leach-Bliley Act
- Electronic Fund Transfer Act
- Truth in Lending Act
For regulatory complaints or concerns, you may also contact: Nevada Financial Institutions Division
2785 N. Tenaya Way, Suite 200
Las Vegas, NV 89128
Phone: (702) 486-4120
This Privacy Policy is effective as of September 25, 2025 and applies to all information collected by LV Quick Loans.